If anyone–the IRS, the electric company, the police–calls you and asks you to buy a prepaid Visa card or a gift card to pay your bill over the phone, it's not who you think it is. They'll tell you to scratch the numbers off the back and read them the numbers. This is a ploy by scammers to get money from you. Don't fall for it!
This tip was inspired by a recent real-life story of a phone scam that terrified a woman in the San Francisco area: https://www.sfchronicle.com/bayarea/article/phone-scam-therapists-16483251.php
In 2017, consumer reporting agency Equifax was breached, and the credit records of more than 140 million consumers—more than half the adults in the United States at the time—were extracted
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